事業経費
Operating expenses – general
JGAAP
給料手当
Salaries and allowances
協会費諸会費
Association and other membership fee
支払利息及び割引料
Interest and discounts expenses
保証債務積立金の積立
Provision of reserve for guarantee obligations
保証債務積立金の取崩
Reversal of reserve for guarantee obligations
未収保証料の増減額（△は増加）
Decrease (increase) in deferred guarantee fee
じゅう器備品（純額）
Furniture and equipment, net
借室保証金
Deposits for leased rooms
収入保証料
Guarantee income