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Loss from bad debts

Taxes

Amortization of deferred assets under article 113 of Insurance Business Act

Gain on disposal of non-current assets

Provision of policy reserve and other

Gain on valuation under article 112 of Insurance Business Act

Provision of outstanding claims

Net derivative financial instruments loss

Provision of policy reserve

Investment expenses

Loss on trading account securities

Other operating income

Reversal of policy reserve

Reversal of policy reserve and other

Reversal of reserve for outstanding claims

Insurance claims and other

Insurance claims

Annuity payments

Benefits

Rent revenue from real estate

Surrender benefits